by Derric J. Isensee | Jan 10, 2026 | Financial Planning, Tax Strategies
Investing is about growing your wealth, but there’s a catch: as your investments grow, your tax bill often grows right along with them. Every dollar you pay in taxes is a dollar that can’t be reinvested to compound over time. This is where tax-efficient...
by Derric J. Isensee | Jan 10, 2026 | Financial Planning, Tax Strategies
When it comes to taxes, there are two types of people: those who let taxes happen to them, and those who proactively plan for them. The first group often ends up paying what they owe without a second thought. The second group, however, looks for every opportunity to...
by Derric J. Isensee | Oct 9, 2018 | Financial Planning, Tax Strategies
“How much do I need to retire?” or “What is my number?” As you discuss retirement planning or financial planning with your financial advisor, you may often hear the terms “accumulation phase” and “deaccumulation phase” (or “distribution phase”) when it comes to the...
